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Category: Personal Insurance

A Parent’s Guide to Teen Driver Safety

A Parent’s Guide to Teen Driver Safety

Learning to drive and getting a license is an important step in the process of becoming an adult. But that does not make it any less stressful for the teen’s parents! It is nearly impossible not to worry when you are aware of teen driving accident statistics and know how susceptible that age group can be to driver distraction. If you are a parent of...

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...

Safety Tips to Remember During Motorsports Awareness Month

Safety Tips to Remember During Motorsports Awareness Month

Originally, motorsports in America were mainly about motocross, NASCAR, or drag racing. Today, they often involve motorcycles or all-terrain vehicles (ATVs).  August is Motorsports Awareness month in the U.S. This is a time for promoting the enjoyment of motorsports and for educating people regarding safety. It is also an excellent time of year for motorcycle road trips or exploring trails on ATVs. These common-sense safety...

Why You Should Consider Travel Insurance for Your Next Cruise

Why You Should Consider Travel Insurance for Your Next Cruise

With summer coming to an end, you may be planning one last family trip before school starts again. If a cruise is on the horizon, you might want to consider travel insurance. COVID-19 has shown us how important this type of coverage could be, with the number of cancellations that have occurred.  Benefits of Travel Insurance for a Cruise People generally book cruises to relax...

The Five Types of Insurance Every College Student Needs

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...